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Quick Fact: Face Amount - The dollar amount to be paid to the beneficiary when the insured dies. It does not include other amounts that may be paid from insurance purchased with dividends or any policy riders.
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We want you to make the most informed decision possible when planning for your family's financial security. Paying low premiums should not be your only consideration when shopping for insurance. After all, a cheap policy may not adequately protect your family over the long-haul. Buying life insurance, disability insurance, long term care insurance or annuities requires serious decisions and thoughtful planning. Consulting a licensed insurance professional can help ease the burden and provide peace of mind.
Quick Fact: Underwriting - The process of selecting applicants for insurance and classifying them according to their degrees of insurability so that the appropriate premium rates may be charged. The process includes rejection of unacceptable risks.
