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Quick Fact: Face Amount - The dollar amount to be paid to the beneficiary when the insured dies. It does not include other amounts that may be paid from insurance purchased with dividends or any policy riders.
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Good service seems so hard to come by these days and you have provided it. I am absolutely thrilled with the service I received! I got a phonecall the next evening from your agent who answered all of my questions and supplied me with some EXCELLENT insurance coverage...So in short you offer an excellent service that I will most certainly refer to friends and family.
--Jennifer N., Connecticut
Term insurance is like leasing a car. You purchase death benefits for a specified period --usually 5, 10 or 20 years. When the period is over, it's like turning in the leased car. The deal is done and you walk away. Term insurance pays a specific lump sum to your designated beneficiary if you should die during the term of the policy. The policy protects your family by providing money they can invest to replace your salary, and to cover immediate expenses incurred by your death. Term life insurance is best for young, growing families, when financial needs are especially low.
