What is Health Insurance?

Health Insurance is a contract between you and an insurance company that pays for the large expense that can be incurred when you see doctors, go to the hospital, or seek medical attention. Health Insurance allows you to get high quality medical care without severe financial drawbacks for you or your family. Health Insurance protects your assets and provides access to good medical care. See also our Health Insurance Glossary.

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Each of the following Health Insurance 101 sections will help you make the most informed decision possible when planning your personal finances. We explain the various types of Health Insurance available, and provide you with financial calculators to help determine how much protection is right for you, informative articles, government links and other helpful resources.

Types of Health Insurance:
Health Insurance for Individuals and Families
Group Health Insurance
Health Insurance for Seniors

Health Insurance Articles:
Medical Savings Accounts

Government Resources:
State Departments of Insurance
Insurance Commissioners Names and Addresses
US Government Healthcare Resources

More Insurance 101:
Annuities 101
Disability Insurance 101
Life Insurance 101
Long Term Care 101

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